If you do not have group insurance through your place of work you have to organize your own health insurance. This is called Individual Medical Coverage and it is primary medical insurance coverage designed for people who don't have health insurance coverage through their employer or another group.

Individual Medical health insurance allows you to choose the plan that's best for you. With optional coverage, you can further customize your plan. It is comprehensive health insurance coverage that gives you access to what you need, when you need it. Look for an agent who can help you to determine what features and plan design are right for you - so you can protect yourself and your family. And ask him for a recommendation to a one-stop company for all your insurance needs.

You will want the following items to be covered in any health insurance policy you buy:
o Hospitalization
o Accidental Injury
o Outpatient Surgery
o Extended Care
o Intensive Care

Be very careful about choosing the option for prescription drug coverage. This is an important part of your health insurance policy. If you are properly covered you may be able to save money on the prescription drugs you use.